Legal

Refund & Cancellation Policy

Effective Date: 1 June 2025  ·  Last Updated: 1 June 2026  ·  Governing Law: Consumer Protection Act, 2019 (India)

This Refund and Cancellation Policy applies to all paid services, subscriptions, and engagements offered by Real Plannet (MSME Registered, India) across all its current and future platforms, including Career Blueprint, Wealth Compass, Digital Presence, and any other service offered at realplannet.com or its subdomains.

1. Nature of Our Services

Real Plannet delivers digital services where the output is generated — in whole or in part — through automated processing and artificial intelligence based on inputs provided by you. The nature of these services is important to understand before a purchase:

2. Refund Eligibility

Scenario Refund Eligibility
Service not delivered due to a technical failure on our end Full refund
Duplicate payment made for the same service Full refund of duplicate amount
Service cancelled by Real Plannet before delivery Full refund
Subscription cancelled before the next billing cycle begins Pro-rated refund for unused period
Output generated but not meeting expectations due to user-provided inputs Not eligible — output delivered as per input
Change of mind after AI output has been generated and accessed Not eligible — digital service fulfilled
Partial use of a subscription or platform Not eligible unless service was inaccessible

3. AI-Generated Output — Specific Consideration

Our platforms generate outputs based on the data and preferences you input. We invest significant computational and design resources in each output generation. Accordingly:

4. Subscription Services

For any Real Plannet platform offered on a subscription basis:

5. How to Request a Refund

To initiate a refund request, please contact us at hello@realplannet.com with the subject line "Refund Request" and include:

We will acknowledge your request within 3 business days and aim to resolve it within 15 business days, in accordance with the Consumer Protection Act, 2019.

6. Refund Processing

Approved refunds will be processed to the original payment method within 7–10 business days from the date of approval, subject to your bank or payment provider's processing timelines. Real Plannet is not responsible for delays caused by third-party payment processors.

7. Service Modifications and Discontinuation

Real Plannet reserves the right to modify, suspend, or discontinue any platform or service. In the event of discontinuation of a paid service:

8. Consumer Rights Under Indian Law

Nothing in this policy is intended to limit your rights under the Consumer Protection Act, 2019, the Information Technology Act, 2000, or any other applicable Indian consumer protection legislation. If you feel your statutory rights have not been respected, you may approach:

Grievance Officer — Refund & Consumer Complaints

In compliance with the Consumer Protection (E-Commerce) Rules, 2020:

Name: Raneesh Raveendran
Designation: Founder, Real Plannet
Email: hello@realplannet.com
Resolution timeline: Within 15 business days of receipt of complaint